Net cash flow is the difference between the inflows and outflows within a given period.
Primary sources of cash inflows to a business are:
Products/Services
______________________________________________________
Receipts from
sales ______
increases in bank
loans______
Proceeds of share issues and asset
disposals:
Value of Fixed Assets
Value of Liquid Assets
Interest
earned ______
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Cash outflows include:
Payments to suppliers and
staff:
Cost of Materials: ____________
Cost of Marketing:____________
Employees Hourly Wages per week ________
Salary per week ______________
Capital and interest repayments for
loans _______
Dividends
_______
Taxation and capital
expenditure _______
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Cashflow planning entails forecasting and tabulating all significant cash inflows relating to sales, new loans, interest received etc. and then analyzing in detail the timing of expected payments relating to suppliers, wages, other expenses, capital expenditure, loan repayments, dividends, tax, interest payments etc.
Starting Cash
First
Months Sales
Cost of Goods Sold
% of Monthly Sales Growth
Sales On Credit
Collection Days
% of Sales
Months of Inventory Kept on Hand
Starting and Receivables
Starting Payables
Pricing
Estimates
Product/Service Price: ______________________
Anticipated Sales: ____________
Profit: _____________________
Needed Startup Capital
______________________________________________________
______________________________________________________
______________________________________________________
Funding Sources
______________________________________________________
______________________________________________________
______________________________________________________
Current Fixed Assets
______________________________________________________
______________________________________________________
______________________________________________________
Employees:
Hourly Wages per week ________
Salary per week ______________
Access the Cash Flow estimator in the Business Plan Writing Tool Kit
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